SELECTED CONSOLIDATED FINANCIAL DATA
|
INCOME STATEMENT |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
2020 |
2019 |
2020 |
2019 |
|
Net interest income |
5 202 012 |
5 468 046 |
1 162 669 |
1 271 107 |
|
Net fee and commission income |
2 433 650 |
2 533 664 |
543 930 |
588 978 |
|
Profit before income tax |
1 725 015 |
3 002 489 |
385 547 |
697 961 |
|
Net profit |
1 102 901 |
2 166 617 |
246 503 |
503 654 |
|
Net profit attributable to equity holders of the Bank |
1 101 712 |
2 165 047 |
246 237 |
503 289 |
|
Net profit attributable to non-controlling interests |
1 189 |
1 570 |
266 |
365 |
|
Basic earnings per share (in PLN\EUR) |
4.20 |
8.25 |
0.94 |
1.92 |
|
Diluted earnings per share (in PLN\EUR) |
4.20 |
8.25 |
0.94 |
1.92 |
|
Paid dividend per share (in PLN\EUR) |
- |
6.60 |
- |
1.55 |
|
CASH FLOW STATEMENT |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
2020 |
2019 |
2020 |
2019 |
|
Net cash flows from operating activities |
24 690 523 |
(1 478 812) |
5 518 422 |
(343 766) |
|
Net cash flows from investing activities |
(25 131 247) |
(7 767 879) |
(5 616 925) |
(1 805 728) |
|
Net cash flows from financing activities |
495 100 |
958 397 |
110 657 |
222 790 |
|
Net change in cash and cash equivalents |
54 376 |
(8 288 294) |
12 154 |
(1 926 704) |
|
STATEMENT OF FINANCIAL POSITION |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
31.12.2020 |
31.12.2019 |
31.12.2020 |
31.12.2019 |
|
Total assets |
233 217 182 |
203 322 919 |
50 536 791 |
47 745 196 |
|
Amounts due to Central Bank |
- |
4 550 |
- |
1 068 |
|
Amounts due to other banks |
9 950 663 |
6 539 539 |
2 156 250 |
1 535 644 |
|
Amounts due to customers |
178 303 984 |
157 989 734 |
38 637 424 |
37 099 855 |
|
Non-controlling interest |
11 349 |
11 739 |
2 459 |
2 757 |
|
Equity attributable to equity holders of the Bank |
25 483 628 |
23 386 287 |
5 522 152 |
5 491 672 |
|
Share capital |
262 470 |
262 470 |
56 876 |
61 634 |
|
Number of shares |
262 470 034 |
262 470 034 |
262 470 034 |
262 470 034 |
|
Book value per share (in PLN\EUR) |
97.64 |
89.10 |
21.16 |
20.92 |
|
Diluted book value per share (in PLN\EUR) |
97.64 |
89.10 |
21.16 |
20.92 |
|
CAPITAL ADEQUACY |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
31.12.2020 |
31.12.2019 |
31.12.2020 |
31.12.2019 |
|
Total capital ratio (%) (Basel III) |
18.7 |
17.1 |
18.7 |
17.1 |
|
Risk weighted assets |
139 751 592 |
135 530 384 |
30 283 347 |
31 825 850 |
|
Core funds (Tier 1) |
23 331 784 |
20 387 099 |
5 055 860 |
4 787 390 |
|
Supplementary funds (Tier 2) |
2 750 000 |
2 750 000 |
595 909 |
645 767 |
The following exchange rates were used in translation selected financial data from PLN to EUR:
for balance sheet items – an exchange rate announced by the National Bank of Poland as at 31 December 2020 – 1 EUR = 4.6148 PLN and an exchange rate announced by the National Bank of Poland and as at 31 December 2019 – 1 EUR = 4.2585 PLN,
for profit and loss account items and for cash flows items – an exchange rate calculated as the arithmetic average value of exchange rates announced by the National Bank of Poland as at the end of each month of 2020 and 2019: 1 EUR = 4.4742 PLN and 1 EUR = 4.3018 PLN respectively,
for dividend calculation paid in 2019 for 2018 – arithmetic average values of exchange rates announced by the National Bank of Poland as at the last day of each month of 2018 - 1 EUR = 4.2669 PLN.