SELECTED SEPARATE FINANCIAL DATA
|
INCOME STATEMENT |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
2020 |
2019 |
2020 |
2019 |
|
Net interest income |
5 028 441 |
5 309 622 |
1 123 875 |
1 234 279 |
|
Net fee and commission income |
2 055 818 |
2 080 273 |
459 483 |
483 582 |
|
Profit before income tax |
1 697 220 |
3 015 766 |
379 335 |
701 047 |
|
Net profit |
1 126 424 |
2 247 467 |
251 760 |
522 448 |
|
Basic earnings per share (in PLN\EUR) |
4.29 |
8.56 |
0.96 |
1.99 |
|
Diluted earnings per share (in PLN\EUR) |
4.29 |
8.56 |
0.96 |
1.99 |
|
Paid dividend per share (in PLN\EUR) |
- |
6.60 |
- |
1.55 |
|
CASH FLOW STATEMENT |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
2020 |
2019 |
2020 |
2019 |
|
Net cash flows from operating activities |
28 398 915 |
939 923 |
6 347 261 |
218 495 |
|
Net cash flows from investing activities |
(26 945 325) |
(7 682 895) |
(6 022 378) |
(1 785 972) |
|
Net cash flows from financing activities |
(1 377 423) |
(1 269 616) |
(307 859) |
(295 136) |
|
Net change in cash and cash equivalents |
76 167 |
(8 012 588) |
17 024 |
(1 862 613) |
|
STATEMENT OF FINANCIAL POSITION |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
31.12.2020 |
31.12.2019 |
31.12.2020 |
31.12.2019 |
|
Total assets |
222 380 996 |
194 649 992 |
48 188 653 |
45 708 581 |
|
Amounts due to Central Bank |
- |
4 550 |
- |
1 068 |
|
Amounts due to other banks |
5 225 544 |
3 043 969 |
1 132 345 |
714 798 |
|
Amounts due to customers |
178 827 283 |
158 544 670 |
38 750 820 |
37 230 168 |
|
Equity |
24 647 371 |
22 526 788 |
5 340 940 |
5 289 841 |
|
Share capital |
262 470 |
262 470 |
56 876 |
61 634 |
|
Number of shares |
262 470 034 |
262 470 034 |
262 470 034 |
262 470 034 |
|
Book value per share (in PLN\EUR) |
93.91 |
85.83 |
20.35 |
20.15 |
|
Diluted book value per share (in PLN\EUR) |
93.91 |
85.83 |
20.35 |
20.15 |
|
CAPITAL ADEQUACY |
|
|
|
|
|
|
PLN thousand |
EUR thousand |
||
|
|
31.12.2020 |
31.12.2019 |
31.12.2020 |
31.12.2019 |
|
Total capital ratio (%) (Basel III) |
20.8 |
18.7 |
20.8 |
18.7 |
|
Risk weighted assets |
126 133 226 |
123 860 493 |
27 332 328 |
29 085 474 |
|
Core funds (Tier 1) |
23 447 481 |
20 448 802 |
5 080 931 |
4 801 879 |
|
Supplementary funds (Tier 2) |
2 750 000 |
2 750 000 |
595 909 |
645 767 |
The following exchange rates were used in translation selected financial data from PLN to EUR :
for balance sheet items – an exchange rate announced by the National Bank of Poland as at 31 December 2020 - 1 EUR = 4.6148 PLN and an exchange rate announced by the National Bank of Poland and as at 31 December 2019 - 1 EUR = 4.2585 PLN,
for profit and loss account items and for cash flows items – an exchange rate calculated as the arithmetic average values of exchange rates announced by the National Bank of Poland as at the end of each month of 2020 and 2019: 1 EUR = 4.4742 PLN and 1 EUR = 4.3018 PLN respectively.
for dividend calculation paid in 2019 for 2018 – arithmetic average values of exchange rates announced by the National Bank of Poland as at the last day of each month of 2018 1 EUR = 4.2669 PLN.