SELECTED
CONSOLIDATED
FINANCIAL
DATA
INCOME STATEMENT
PLN
thousand
EUR
thousand
2021
2020
2021
2020
Net interest income
5 660 761
5 202 012
1 236 649
1 162 669
Net fee and commission income
2 687 515
2 433 650
587 114
543 930
Profit before income tax
3 001 620
1 725 015
655 733
385 547
Net profit
2 176 558
1 102 901
475 491
246 503
Net profit attributable to equity holders of the Bank
2 174 897
1 101 712
475 128
246 237
Net profit attributable to non-controlling interests
1 661
1 189
363
266
Basic earnings per share (in PLN\EUR)
8.29
4.20
1.81
0.94
Diluted earnings per share (in PLN\EUR)
8.29
4.20
1.81
0.94
Paid dividend per share (in PLN\EUR)
3.21
-
0.70
-
CASH FLOW STATEMENT
PLN
thousand
EUR
thousand
2021
2020
2021
2020
Net cash flows from operating activities
850 571
24 690 523
185 816
5 518 422
Net cash flows from investing activities
3 343 923
(25 131 247)
730 513
(5 616 925)
Net cash flows from financing activities
(3 464 217)
495 100
(756 792)
110 657
Net change in cash and cash equivalents
730 277
54 376
159 537
12 154
STATEMENT OF FINANCIAL POSITION
PLN
thousand
EUR
thousand
31.12.2021
31.12.2020
31.12.2021
31.12.2020
Total assets
250 566 605
233 217 182
54 478 107
50 536 791
Amounts due to Central Bank
-
-
-
-
Amounts due to other banks
8 575 469
9 950 663
1 864 476
2 156 250
Amounts due to customers
195 161 943
178 303 984
42 432 044
38 637 424
Non-controlling interest
11 857
11 349
2 578
2 459
Equity attributable to equity holders of the Bank
23 851 429
25 483 628
5 185 770
5 522 152
Share capital
262 470
262 470
57 066
56 876
Number of shares
262 470 034
262 470 034
262 470 034
262 470 034
Book value per share (in PLN\EUR)
90.87
97.09
19.76
21.04
Diluted book value per share (in PLN\EUR)
90.87
97.09
19.76
21.04
CAPITAL ADEQUACY
PLN
thousand
EUR
thousand
31.12.2021
31.12.2020
31.12.2021
31.12.2020
Total capital ratio (%) (*)
16.9
19.2
16.9
19.2
Risk weighted assets (*)
150 389 300
138 449 778
32 697 591
30 001 252
Core funds (Tier 1) (*)
22 693 271
23 769 613
4 933 963
5 150 735
Supplementary funds (Tier 2)
2 750 000
2 750 000
597 904
595 909
(*) Data for 31 December 2020 have been recalculated taking into account the retrospective recognition of part of the profit for 2020 after confirmation of the financial results by
the General Shareholders Meeting in accordance with the EBA position expressed in Q&A 2018_3822 and Q&A 2018_4085.
The following exchange rates were used in translation selected financial data from PLN to EUR:
•
for
balance
sheet
items
–
an
exchange
rate
announced
by
the
National
Bank
of
Poland
as
at
31
December
2021
-
1
EUR
=
4.5994
PLN
and
as at 31 December 2020 - 1 EUR = 4.6148 PLN.
•
for
profit
and
loss
account
items
and
for
cash
flows
items
–
an
exchange
rate
calculated
as
the
arithmetic
average
values
of
exchange
rates
announced
by the National Bank of Poland as at the end of each month of 2021 and 2020 respectively - 1 EUR = 4.5775 PLN and 1 EUR = 4.4742 PLN.
•
•
for
dividend
calculation
–
an
exchange
rate
calculated
as
the
arithmetic
average
value
of
exchange
rates
announced
by
the
National
Bank
of
Poland
as
at
the end of each month of 2021 – 1 EUR = 4.5775 PLN.