The
Supervisory
Board’s
assessment,
together
with
justification,
of
the
management
report
and financial
statements
in
terms
of
their
compliance
with
books,
documents
and
facts.
Legal
basis:
Regulation
of
the
Minister
of
Finance
of
29
March
2018
on
current
and
periodic
information
published
by
issuers
of
securities
and
on
conditions
for
recognising
as
equivalent
information required by the laws of a non-member state, § 70 (1) (14) and § 71 (1) (12).
The Supervisory Board considered and evaluated:
■
the
financial
statements
of
mBank
S.A.
as
at
and
for
the
year
ended
31
December
2021
comprising
of
income
statement
for
the
period
from
1
January
to
31
December
2021,
statement
of
comprehensive
income
for
the
period
from
1
January
to 31 December
2021,
statement
of
financial
position
as
at
31
December
2021,
statement
of
changes
in
equity
for
the
period
from
1
January
to
31
December
2021,
statement
of
cash
flows
for
the
period
from
1 January
to
31
December
2021
and
explanatory
notes
to
the
financial
statements;
■
the
consolidated
financial
statements
of
mBank
S.A.
Group
as
at
and
for
the
year
ended
31 December
2021
comprising
of
consolidated
income
statement
for
the
period
from
1 January
to
31
December
2021,
consolidated
statement
of
comprehensive
income
for
the
period
from
1
January
to
31
December
2021,
consolidated
statement
of
financial
position
as
at
31
December
2021,
consolidated
statement
of
changes
in
equity
for
the
period
from
1 January
to
31
December
2021,
consolidated
statement
of
cash
flows
for
the
period
from
1 January
to
31
December
2021
and
explanatory
notes
to
the
consolidated financial statements;
■
the
Management
Board
Report
on
Performance
of
mBank
S.A.
Group
in
2021
(including Management Board Report on Performance of mBank S.A.).
Additionally
the
Supervisory
Board
read
the
independent
statutory
auditor’s
report
on
the
audit
of
the
2021
annual
financial
statements
and
the
independent
statutory
auditor’s
report
from
the
audit
of
the
2021
consolidated
annual
financial
statements.
The
audit
of
the
financial
statements
was
carried
out
by
the
audit
firm
Ernst
&
Young
Audyt
Spółka
z
ograniczoną
odpowiedzialnością
spółka
komandytowa
based
in
Warsaw,
which
was
selected
by
the
General
Meeting
of
Shareholders
to
audit
the
financial
statements
of
mBank
S.A.
and
consolidated
financial
statements
of
the
mBank
S.A.
Group
for
2021.
The
statutory
auditor
issued
an
unqualified
opinions
for
both
the
financial
statements
of
mBank
S.A.
and
the
consolidated financial statements of mBank S.A. Group.
In
the
opinion
of
the
independent
statutory
auditor,
the
financial
statements
of
mBank
S.A.
and
the consolidated financial statements of mBank S.A. Group:
■
give
a
true
and
fair
view
of
the
financial
position
of
the
Bank
and
the
Group
as
at
31
December
2021
and
their
financial
performance
and
cash
flows
for
the
period
from
1
January
2021
to
31 December
2021
in accordance
with
the
required
applicable
rules
of
International
Financial
Reporting
Standards
approved
by
the
European
Union
and
the adopted accounting policies,
■
are
in
respect
of
the
form
and
content
in
accordance
with
legal
regulations
governing
the Bank and the Group and Bank’s Statute.
In
the
opinion
of
the
independent
statutory
auditor,
the
Management
Board
Report
on
Performance
of
mBank
S.A.
Group
in
2021
(including
Management
Board
Report
on