|
FINANCIAL HIGHLIGHTS |
PLN k |
EUR k |
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|
|
|
31.12.2024 |
31.12.2023 |
31.12.2024 |
31.12.2023 |
|
Separate financial statement |
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|
I |
Net interest income |
11 917 462 |
11 439 587 |
2 768 798 |
2 526 187 |
|
II |
Net fee and commission income |
2 552 480 |
2 385 799 |
593 021 |
526 853 |
|
III |
Profit before tax |
7 029 586 |
6 396 302 |
1 633 192 |
1 412 486 |
|
IV |
Profit for the period |
5 197 480 |
4 672 978 |
1 207 537 |
1 031 927 |
|
V |
Total net cash flows |
(4 976 720) |
(791 936) |
(1 156 247) |
(174 882) |
|
VI |
Total assets |
276 090 920 |
252 401 201 |
64 612 900 |
58 049 954 |
|
VII |
Deposits from banks |
3 050 432 |
2 668 293 |
713 885 |
613 683 |
|
VIII |
Deposits from customers |
215 776 367 |
195 365 937 |
50 497 629 |
44 932 368 |
|
IX |
Total liabilities |
245 863 553 |
222 915 704 |
57 538 861 |
51 268 561 |
|
X |
Total equity |
30 227 367 |
29 485 497 |
7 074 039 |
6 781 393 |
|
XI |
Number of shares |
102 189 314 |
102 189 314 |
|
|
|
XII |
Net book value per share in PLN/EUR |
295,80 |
288,54 |
69,23 |
66,36 |
|
XIII |
Capital ratio |
19,74% |
21,37%* |
|
|
|
XIV |
Profit per share in PLN/EUR |
50,86 |
45,73 |
11,82 |
10,10 |
|
XV |
Diluted earnings per share in PLN/EUR |
50,86 |
45,73 |
11,82 |
10,10 |
|
XVI |
Declared or paid dividend per share in PLN/EUR** |
44,63** |
23,25 |
10,37 |
5,13 |
*The data includes profits included in own funds, taking into account the applicable EBA guidelines
**Detailed information are described in Note 54.
The following rates were applied to determine the key EUR amounts for selected financial statements line items:
· for balance sheet items – average NBP exchange rate as at 31.12.2024: EUR 1 = PLN 4,2730 and as at 31.12.2023: EUR 1 = PLN 4,3480
· for profit and loss items – as at 31.12.2024 - the rate is calculated as the average of NBP exchange rates prevailing as at the last day of each month in 2024: EUR 1 = PLN 4,3042 ; as at 31.12.2023 - the rate is calculated as the average of NBP exchange rates prevailing as at the last day of each month in 2023: EUR 1 = PLN 4,5284
As at 31.12.2024, FX denominated balance sheet positions were converted into PLN in line with the NBP FX table no. 252/A/NBP/2024 dd. 31.12.2024