Ya8F5E9CiNtLdtTvf2kDopcCTHxFLqjvY0XJRIt0Kac=9LHB0kCT+3RHbvMikF3M3kjWRsKniAy0vYu2aiIcBBs=ph5Pzrb5lkISjILyJ6HSQ4gfgIVBgwkrv8HHSK4CSJZpgvmEHzjZml7H2AJXMILa
pITVUNh231/jz9vJnpOsa6PUC41E8L0R+8C1WPXTnoKRPZovlYPVwRWZ8wScH7kc
Zsk2FNiQKxQ0KlM5L3iGBUaa8JzsL+oEZRqrLYiprk6BL2CNP0n/dnAKXv2AdZO1
Zk45cJg0oWpM68W98NYFEaAAY1NHlydQxIZ9yG+w6Zo8aZWOk9UWuiPPvyJmj6od
qYqsKB2PdXPOZ/Bz7W1K5632Gc5yiTLQS+6zm8tIVj5oVltIUTrMgUjk1vKRkWEV
aTzQxhgiPRQMYFaJfyouNK45/bhTpCBoWUx69N3lQ2zdZLTPwERXaeLjFBEAGvUL
0tb8nQPKl5kKBHmjzWhJ6SPZ4M+i9Bsl8hRAxtMTjx6uG/P1E4U0RXG4DHitp0Ne
LPPqPZeSs7BnPA9PT+llrNTxqeCAEWDay2DIhHKBuh7Ja/vFqfTIKsVPNumYtJVVMIIHCDCCBPCgAwIBAgIQMY9opbHKjsHZ/Ghr4/NXSTANBgkqhkiG9w0BAQsFADBl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2026-02-17T13:07:13ZzmPpC06l/eqi1RZi/dMLi3fNxWW1NJQYHM4LMbnKZ3A=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamYa8F5E9CiNtLdtTvf2kDopcCTHxFLqjvY0XJRIt0Kac=OBz3g1XUdyp/buqqFi6fmhe8NmEk6kfVjvcQSammp60=FScRikk0IIUXV8bT5Z787RSo5qrueNUgGWksmJYWXW2/2BTt/lJ06LX4OGtf8iSm
GcSbW03HuuXh0hiZds+TUyaczUWlAUsCh9GcVpeJRfV37fZGyZXxVEDGUEIIYreA
7xOQ7puFs33GS2V0usd7+Lqzd9vlgyzt1vTa72SkmtXPnEeIMgVgo541JjiDSzPN
6vnxT9YY3LcWjkuqg7fdnF57lACOPLoi8B2py8/PHL/hzPLcjz6KXqci5ZOPT6MC
Y3Yi2VIyjBn1y8oXW8C7giR1Ka0DveeUOotiVGkvtk08VK0iZnC6qu6je83wJ+nH
Flchut78+7QE1RyjWMT+f4+RSYv0i0ChGe+LWwCpprEjCCqmhY/uj2cBBZV2VjE+
ZHDJnFMbUNHSysBb+SgUBXghaoHSgNOLCb8CISBcrbhLkvjtISL2ZJ531TVZXILk
7LLnlCTr8YwyMBqBcFeH2nxiYgaD04ADaH1DQw+Yxf/Pz6W1byjVraYl0N0iAzP0MIIHADCCBOigAwIBAgIQKL4HcI6pbuMaOCHgp+JVqTANBgkqhkiG9w0BAQsFADBl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2026-02-17T13:13:34ZCUBbcqg7Ro750zz16Fn3vZwmnd+6rRBtqhmNTm7CUiU=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMGAYJKoZIhvcNAQcCoIIMCTCCDAUCAQMxDTALBglghkgBZQMEAgEwggESBgsq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Ya8F5E9CiNtLdtTvf2kDopcCTHxFLqjvY0XJRIt0Kac=gIL1PymBpvlLBuH0FhC2gj74O2YgTkoDWpr5S8HkYHQ=Vl7ZoVPYLi1n/dPd1nWLtByhL1o+90PvdNuyta9Vg1gralmV7ylnBm3HlYt7DQ1a
kAA+y+2LeUIux4ufzus5UwDXIPgcW2fA16+nGtJdYxrRzCjU86nnjKjCbZY0Xvjk
MrwOeMi+2hO6wQPoKorjV4d88MClbuBMA8AH/VBoivEljpYIX8kETPQLeKdITSam
o/KQajTU/L5wq577fvMpZGKAhKrwGt9d3BU+RN+so/YouakHp51yoIlUQ9cAeclf
aMaBhnmas0lwk5nZoAN0F1wxtxdcB9sa1OdntDg7iqcAtR4MnxQ8RjbRILMf6j/j
ECftc1nkvrElr0JTWZJ0hQHFD/pkbs3x34Ko2sT5Tpo8OvtL75Ah/rM4+6SKikiR
YCcdmkoxLWw7AHbkOxGKfNY6j4L1W31UZ4Q9x3uvDuBMc+wcE6h1WO1cww0BzvZS
1YSavi1btbPipY6BUzpSRSwgbYbYyc48LSvr74Kw1PNVbqBqdCfEafAxj6S0pQegMIIHAjCCBOqgAwIBAgIQQ1EPMARpqWwDMMK6nVliHDANBgkqhkiG9w0BAQsFADBl
MQswCQYDVQQGEwJQTDEhMB8GA1UECgwYQXNzZWNvIERhdGEgU3lzdGVtcyBTLkEu
MRgwFgYDVQQDDA9DZXJ0dW0gUUNBIDIwMTcxGTAXBgNVBGEMEFZBVFBMLTUxNzAz
NTk0NTgwHhcNMjUxMDIwMTAxNTEwWhcNMjcxMDIwMTAxNTA5WjBnMRgwFgYDVQQD
DA9Sb2JlcnQgU29jaGFja2kxDzANBgNVBCoMBlJvYmVydDERMA8GA1UEBAwIU29j
aGFja2kxGjAYBgNVBAUTEVBOT1BMLTY4MDkyMDAxMTkwMQswCQYDVQQGEwJQTDCC
AaIwDQYJKoZIhvcNAQEBBQADggGPADCCAYoCggGBAM60oFRNLSE3UzSsF8WPAJI5
7sFPXEhmFLMU8vlkheqljTmk3qq1pjmBU7jstufin74F/Y0OcvhF9kkU4ixnH6E3
tZCTk3wOX6PEaR0rQFZzL2Y/3KzhPAILY9Xsd6AwBUH9HtR22UW74wJTOoNkdIXa
Bc6MtpuLLZP1TguZhJqjccgrZZeeRH+NuoLKbFpnigSUaqtYW0xeUR/GFT1fo9Ia
iqrJpNJMX23rL1cekkhKain8G4c9u5fszVQJCWFKyzP9i+0pnADP6AerjVPpuCZu
mOplUbovP5UcGG3u92/WWALpK/NtfCbmrlkZvJAvum4hOt8xfD6IdU4DJXZ8LN3E
yv/7CqEcepx3OLVAdZbxmYoP2ZPOLl8FW4jYa5JfNq+acpOb0I34tuJubVt1hwgX
ljaA5UcH40DQf8JPuc29/3nbtce8KrFh3IzvaYvRlHbKl5Ta7ZBEU68n/UTSJNGS
6MnTXvm7hT+IisXn+kI+HNwiTWYLPi3ikmlvFxWJIQIDAQABo4ICKjCCAiYwDAYD
VR0TAQH/BAIwADA2BgNVHR8ELzAtMCugKaAnhiVodHRwOi8vcWNhLmNybC5jZXJ0
dW0ucGwvcWNhXzIwMTcuY3JsMHIGCCsGAQUFBwEBBGYwZDAsBggrBgEFBQcwAYYg
aHR0cDovL3FjYS0yMDE3LnFvY3NwLWNlcnR1bS5jb20wNAYIKwYBBQUHMAKGKGh0
dHA6Ly9yZXBvc2l0b3J5LmNlcnR1bS5wbC9xY2FfMjAxNy5jZXIwHwYDVR0jBBgw
FoAUJ/HYTmBQaLZh/mgbKGxt5AtzCU0wHQYDVR0OBBYEFDje3PAOMjUTEJnM1Yhg
jif6PdqHMA4GA1UdDwEB/wQEAwIGwDBVBgNVHSAETjBMMAkGBwQAi+xAAQIwPwYM
KoRoAYb2dwIEAQwCMC8wLQYIKwYBBQUHAgEWIWh0dHA6Ly93d3cuY2VydHVtLnBs
L3JlcG96eXRvcml1bTCBwgYIKwYBBQUHAQMEgbUwgbIwCAYGBACORgEBMAgGBgQA
jkYBBDCBhgYGBACORgEFMHwwPBY2aHR0cHM6Ly9yZXBvc2l0b3J5LmNlcnR1bS5w
bC9QRFMvQ2VydHVtX1FDQS1QRFNfRU4ucGRmEwJlbjA8FjZodHRwczovL3JlcG9z
aXRvcnkuY2VydHVtLnBsL1BEUy9DZXJ0dW1fUUNBLVBEU19QTC5wZGYTAnBsMBMG
BgQAjkYBBjAJBgcEAI5GAQYBMA0GCSqGSIb3DQEBCwUAA4ICAQA0K2iJu8bo6CED
pv5s0QhKedTbZ59qj60CORGj+9leY2+XWpnWm8YT8J4+oln932w6rFA+csjiZ06d
eOWUUZea94K9inW/pMXsvb8zmyrv5u8aTb5THmNdLx+30c3RLafOp4wEIwQdBwty
o2beEE+WSA0bZYT6cb9CzhiCSZdul3a285aQ/BFaN7tB7/3ouktPGdmw2doCntTX
/NzMzvskfChV9lHgit8I2O4s/MT7wiG1iJ04QBKrOWuhQuYeMlE3Mw4RFd8vjYoM
YLGjYP5q1kw+sWoyjUqKflOANfgCOIY6o44avcnkyX/PK6/8xnlebOsm87JK4yCJ
Z2lSUe8Kd1Q9BIVtNqDaj6LAyY8TzyXqHciTRPtl02KN/MY3IsR3whR418Mch6+7
qbn6yhZ/7OxAQpLwAbtz+LFg6OAdoSOOnGh1twzuA4YcN3Z127fmsvCRq1atYrXy
5tpAMKuFK7HrnSJklhkMBF5nQS3mWo1GIu7ovjGwxWKTyo3KhybaGARn4RZfZOzC
fL6caR5nH/GnPNzXyPQlV0opFUp3pEi1w13F76Rw6/7TVf3vVjMbUcQPPIPoE4VJ
dtnLMtLqYflvqcnBC+KZERyaiJkSb1J2IB0L9A+TTBaxkps4XZfMzTvUn71oCI2Z
mzGhDdELdM40KluFuMexcOFghB54fg==2026-02-17T13:23:49ZBEaNaxJK3BEKScOYc5LdrNGwrC2wlbW/pivew3PF/wI=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMGAYJKoZIhvcNAQcCoIIMCTCCDAUCAQMxDTALBglghkgBZQMEAgEwggESBgsq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Ya8F5E9CiNtLdtTvf2kDopcCTHxFLqjvY0XJRIt0Kac=2WtwX4dwLALQ8VjFoYwFOpvqE5A2nvsH3zmRYoJ0QIw=67yNuGMun8F4KGK/neo6qSN1WrFbIGJdc/7vqsIaqSwURIVToMHCjTTWcd/HRCmp
Aessq/VfM5dEd90WqwVShVTXrEu0rN/UiDlF2otPGfYPLhwf4sSLH5LlL07TpN+M
I3l0LzsOjGQU0ryOpSTdg+fdvMqJTfxEam08VjJqTHLUMBPzehS8uHI9aPtxBHX7
X1VesoQVEZT7k1dX/uO2tL9/GzTM80rHiXSe8DHBy9elLkYhZ5tPq3tHXtTCd9UC
EHLRXmh5dmhTsSsGRL3P2FA+M4+8ifQRgl1FVYOPZXojT4YDxgUr4vfd8quuKedC
wJud2hOX9p9RSIjFb3TZzRt6E0Av/K+dn4m+fpsDq6udqgyKsq3txKe6YhS5qhJq
1xWu7+0MnuybR4FWdxLZebImK/63JCgNRhnWVzJf3uGmBlu4QjSu5GSmrp3oqvRN
wuoeEol4F3TANq9W6Ih47XIIJr4VdDpytWrs6oY+z1cJsS48VK6EERP3m5PE1TDbMIIHBjCCBO6gAwIBAgIQOHTHoB44yP+CqrGtc3WegDANBgkqhkiG9w0BAQsFADBl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2026-02-17T13:31:02ZkpsUcoRFcU4Tu0DpWrFKRcB/qK/OzYC8nLcliJql2mo=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMFwYJKoZIhvcNAQcCoIIMCDCCDAQCAQMxDTALBglghkgBZQMEAgEwggERBgsq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Kac=Sp/yGqKiv8A+n6+TbirIaEoc4SkR7iMQlAq0Xh9DQzE=tqhiOQoSIiNN/k8UNVc5qu9d0MGYZfR0epHAsH4SLvxBpxto3DyQfqCnGkNNDI4f
lxJHmM2bW9bSXiH+XnYyKGk6pxMBhojnQYKKMtvzgEY/PsO/9VnMWPCT0AQSzJir
4R1ttlejUbw7ahHJF0r8xESFUGcYfHdsMIhCkswbCdUn8wtUeL+x/FeDOM+YZMnj
wU33RdjiRg5osTg6FyEpyJN+8hT+MaTdkQw9yKmGb63e2YGcPrRkZuZQ8eQW5kho
B+OAN8By1AELZjIbIahSPigqBWAgvTgrpLZkfIHEN8snYYnHAHQW/yBEERhPcOTP
OsqnSUBZ6K9LZX/EbFLyAxhXjqz1D7Nw0GEHL9uzj5OkGcw91yAlhb2P1XA1JaAA
MGmts6WJVTKJVm7dKp3HAuD0IfSOzw24A+HHzeR4fCq9M1+GH8jZ9Nm6feU6oCmZ
viSsa4Ylowyax6CQMck8C4+KlSL2FtP3C2b333NVRO3E8eoUOpXAq+ueEZehEdl2MIIHDDCCBPSgAwIBAgIQIuw+id47e01VH4jLHaXtwjANBgkqhkiG9w0BAQsFADBl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2026-02-17T14:00:29ZkuS7epk64UMrf3ucaKoPBwtc+f14z675CbNhXdA4GXU=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMGAYJKoZIhvcNAQcCoIIMCTCCDAUCAQMxDTALBglghkgBZQMEAgEwggESBgsq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Ya8F5E9CiNtLdtTvf2kDopcCTHxFLqjvY0XJRIt0Kac=89nlG9jQDMm5z03nr3JH7BkPwKHQb29tIX7xSmw7SOc=NNqu7NOgafuty20Ppm2uZGa+E05J620yNigDiNSFvSsVoBZJiaAvwow8E8RSnvNT
J6LPMUfB8Zq1C3ONBcRnEccVbQYxE+zQIdXbSfEtD/jLGE0Hp8SiEswdJN/TQ+9P
isbLOSfwhISYyGoN/E44F5fJ6rDInRXhUOio+OVgvgijGRIAh9D/dQaKdxcG237+
pEaxU3PWE1YHdvfPmdRgA5eTtTdDQWfS6JX94baRKU4JANIx2Eirj99wqr+00vZG
CYNpwWt+NpE5h6FfzvDKV2j5HfPAiuB0Xh6dSKvZCJXKoMoV7AP1Vo97q2cynz+B
2qnxzAe0FZ/+qwlDHA/wG0ev8/NQkVmckF4Q5AFBNiuCp1f+7Lqv0Vvc3J9Kkh9L
0PP14L+5oOU35wcsbVLBxHuPj/q924uF4OicuszRJHsRzgdlxrwYneSh+X/0E0a5
xn3sw4kQnslH6ljabYKh9/VlkmojHQ254plIX51uzuvDHStGRBmacFR9gwyk65h2MIIHCjCCBPKgAwIBAgIQRwP3Hw9AGMGV/GJ5oG3J2TANBgkqhkiG9w0BAQsFADBl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-02-17T14:11:25Z7Wv0AeCnY7s5wsyVH9GPa8fvL9COwiQVxA5fl0rEoGc=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMFwYJKoZIhvcNAQcCoIIMCDCCDAQCAQMxDTALBglghkgBZQMEAgEwggERBgsq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Kac=9+7AVIgCfEvzK21QIRHNIsylXMsKyDXnq03VIo0o5gw=pBa38kKJQ8k28qyRpmXjn9k3WwFPEtoL4drfjugxNgAKcQ7YSdxQQODHpTOEkwc8
DRjdO/VYBaQUgQrdn+/VoLt5506MEXtELfLFtS5qdfFzeqQpIu5yqb7ocbsmEWWq
O6NlZCu8ZPo0P6KdY/28d/Nh2Hg06I+JeUZLSateVvcTpv4x8JRwn9cQUKwzyRt/
h66/nUDnqKBDz9jQZjKfZHSG7i9IvDmgDDUxbYzNxTwtCRnJCbbB1RvKTFa/UeI+
ejwXM5/tWoUjRUHWHvEFrdn74Os1f7VbiJ9fr7uRNXO9m+O0xilvvLJHqd8Cahdg
EH7JoeKBa9ukY9/lrFEvwenyqP2kd9E0CUHAg8OI5ZkBCEzqYlUuBxHor0o92KdX
I8LuXw2Apn3BF3prrIbdRfTXiIqgPedxR6QpQMDODA1xa5gVjM4rgW1tadQk6Lwk
fJNt8Iapr3AP65gzZz4+4iS+w88L999tioerzD9UqMSK6GpWSPPd2LP7YEMrFZWFMIIHBDCCBOygAwIBAgIQe36G965Dyy8PtHf4LZJ3jzANBgkqhkiG9w0BAQsFADBl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-02-17T14:51:44ZaIMqrf9jwK6rklC+vAVmNsz7Ule4h9rKpKfy8rrI070=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-streamMIIMFwYJKoZIhvcNAQcCoIIMCDCCDAQCAQMxDTALBglghkgBZQMEAgEwggERBgsq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Kac=dJZLFpC7FdMyo3qKrJXgZosAcUphI8UIxLxGU0fpgtM=iH/MJ4s3va++YoXALorkLxEm4L4Q8MiaXBVLIvIeOMSb4E3q9D2OZsVJhxpusm8k
qAjHAnOlMg2einxIQLxXHBA+RN7FmSdfv6vr/9sxjKAzeKSY31qAp0HuvDD0+mcz
PZUFuSwCcdhwexNGaqhXxN9ezUgAvIE9vJI4O7cGTrFB2xlnkeXe7i/JKy4jEUZ6
PtunckwouP6HidVdODOORZHlzhxoxUU4a9Bd8b6Rh50CzgfZ1MyFM5lKxtkJBcnW
WyEk0MGmUKzfk1w3XvVJy+7vTh4qN2rUQXwdFPbPNaFXHmb9G36XuhbRWXXGtcYV
zM53X1ZbP0wfV4LM4bJGcf6g6NDSQNxI5cTNMrvlFiD5mAXAbL63oJuvj1V9n0jn
tlob+QK6oaV9d9bjJMVWsE+GiU8enPZuOFUefJ9xdZKW3kxvDTDE9bpTDqMMpXYT
WpDUK0NKxC+rvF9FhPvUSFuVYh3uBs6ZeWjwx/kOkzxbhkTAxjaYWnESDtO+x2w5MIIHAjCCBOqgAwIBAgIQAvb7ZO2gpLFO2bSHbVVLpDANBgkqhkiG9w0BAQsFADBl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2026-02-17T15:10:28Z/o92wS/qfX6qkIOYgW6QrBAnseLC6jzq0E1j+aBY7eg=MIME-Version: 1.0
Content-Type: application/octet-stream
Content-Transfer-Encoding: binary
Content-Disposition: filename="JSF_Banku_Pekao_31.12.2025.xhtml"http://www.certum.pl/OIDAsURI/signedFile/1.2.616.1.113527.3.1.1.3.1Opis formatu dokumentu oraz jego pełna nazwahttp://www.certum.pl/OIDAsURI/signedFile.pdfapplication/octet-stream