SELECTED
CONSOLIDATED
FINANCIAL
DATA
OF
BANK
PEKAO
S.A.
GROUP
INCOME STATEMENT
PLN
million
EUR
million
2025
2024
2025
2024
Net interest income
13 693
12 729
3 232
2 957
Net fee and commission income
3 154
2 854
744
663
Profit before income tax
8 961
8 123
2 115
1 887
Net profit
7 019
6 379
1 657
1 482
Net profit attributable to equity holders of the Bank
7 015
6 376
1 656
1 481
Net profit attributable to non-controlling interests
4
3
1
1
Basic earnings per share (in PLN\EUR)
26.73
24.29
6.31
5.64
Diluted earnings per share (in PLN\EUR)
26.73
24.29
6.31
5.64
Paid dividend per share (in PLN\EUR)
18.36
19.20
4.33
4.46
CASH FLOW STATEMENT
PLN
million
EUR
million
2025
2024
2025
2024
Net cash flows from operating activities
9 269
24 660
2 188
5 729
Net cash flows from investing activities
(12 503)
(26 488)
(2 951)
(6 154)
Net cash flows from financing activities
981
1 382
232
321
Net change in cash and cash equivalents
(2 253)
(446)
(532)
(104)
STATEMENT OF FINANCIAL POSITION
PLN
million
EUR
million
31.12.2025
31.12.2024
RESTATED
31.12.2025
31.12.2024
RESTATED
Total assets
352 233
334 242
83 335
78 222
Amounts due to other banks
5 748
7 344
1 360
1 719
Amounts due to customers
269 552
260 035
63 774
60 855
Non-controlling interest
14
13
3
3
Equity attributable to equity holders of the Bank
35 348
31 901
8 363
7 466
Share capital
262
262
62
61
Number of shares
262 470 034
262 470 034
262 470 034
262 470 034
Book value per share (in PLN\EUR)
134.67
121.54
31.86
28.44
Diluted book value per share (in PLN\EUR)
134.67
121.54
31.86
28.44
CAPITAL ADEQUACY
PLN
million
EUR
million
31.12.2025
31.12.2024 (*)
31.12.2025
31.12.2024 (*)
Total capital ratio (%)
16.4
16.8
16.4
16.8
Risk weighted assets
177 129
166 946
41 907
39 070
Core funds (Tier 1)
26 642
25 889
6 303
6 059
Supplementary funds (Tier 2)
2 464
2 074
583
485
(*)
Data
for
31
December
2024
have
been
recalculated
taking
into
account
the
retrospective
inclusion
of
a
portion
of
the
2024
profit
(after
the
General
Meeting's distribution of the net profit), in accordance with the EBA's position expressed in Q&A 2018_3822 and Q&A 2018_4085.
The following exchange rates were used in translation selected financial data from PLN to EUR:
•
for
balance
sheet
items
–
an
exchange
rate
announced
by
the
National
Bank
of
Poland
as
at
31
December
2025
-
1
EUR
=
4.2267
PLN
and as at 31 December 2024 - 1 EUR = 4.2730 PLN,
•
for
profit
and
loss
account
items,
for
cash
flows
items
and
for
dividend
calculation
–
an
exchange
rate
calculated
as
the
arithmetic
average
value
of
exchange
rates
announced
by
the
National
Bank
of
Poland
as
at
the
end
of
each
month
of
2025
and
2024
respectively
-
1
EUR
=
4.2372
PLN
and 1 EUR = 4.3042 PLN.