SELECTED
SEPARATE
FINANCIAL
DATA
OF
BANK
PEKAO
S.A.
INCOME STATEMENT
PLN million
EUR million
2025
2024
2025
2024
Net interest income
13 233
12 351
3 123
2 870
Net fee and commission income
2 526
2 298
596
534
Profit before income tax
8 739
8 105
2 062
1 883
Net profit
6 922
6 425
1 634
1 493
Basic earnings per share (in PLN\EUR)
26.37
24.48
6.22
5.69
Diluted earnings per share (in PLN\EUR)
26.37
24.48
6.22
5.69
Paid dividend per share (in PLN\EUR)
18.36
19.20
4.33
4.46
CASH FLOW STATEMENT
PLN million
EUR million
2025
2024
2025
2024
Net cash flows from operating activities
8 416
26 872
1 986
6 243
Net cash flows from investing activities
(11 897)
(24 729)
(2 808)
(5 745)
Net cash flows from financing activities
1 267
(2 734)
299
(635)
Net change in cash and cash equivalents
(2 214)
(591)
(523)
(137)
STATEMENT OF FINANCIAL POSITION
PLN million
EUR million
31.12.2025
31.12.2024
RESTATED
31.12.2025
31.12.2024
RESTATED
Total assets
337 858
319 251
79 934
74 714
Amounts due to other banks
1 913
2 300
453
538
Amounts due to customers
269 923
260 523
63 861
60 970
Equity
34 855
31 516
8 246
7 376
Share capital
262
262
62
61
Number of shares
262 470 034
262 470 034
262 470 034
262 470 034
Book value per share (in PLN\EUR)
132.80
120.07
31.42
28.10
Diluted book value per share (in PLN\EUR)
132.80
120.07
31.42
28.10
CAPITAL ADEQUACY
PLN million
EUR million
31.12.2025
31.12.2024 (*)
31.12.2025
31.12.2024 (*)
Total capital ratio (%)
18.7
19.3
18.7
19.3
Risk weighted assets
157 300
146 761
37 216
34 346
Core funds (Tier 1)
27 000
26 295
6 388
6 154
Supplementary funds (Tier 2)
2 464
2 074
583
485
(*)
Data
for
31
December
2024
have
been
recalculated
taking
into
account
the
retrospective
inclusion
of
a
portion
of
the
2024
profit
(after
the
General
Meeting's distribution of the net profit), in accordance with the EBA's position expressed in Q&A 2018_3822 and Q&A 2018_4085.
The following exchange rates were used in translation selected financial data from PLN to EUR:
•
for
balance
sheet
items
–
an
exchange
rate
announced
by
the
National
Bank
of
Poland
as
at
31
December
2025
-
1
EUR
=
4.2267
PLN
and as at 31 December 2024 - 1 EUR = 4.2730 PLN,
•
for
profit
and
loss
account
items,
for
cash
flows
items
and
for
dividend
calculation
–
an
exchange
rate
calculated
as
the
arithmetic
average
value
of
exchange
rates
announced
by
the
National
Bank
of
Poland
as
at
the
end
of
each
month
of
2025
and
2024
respectively
-
1
EUR
=
4.2372
PLN
and 1 EUR = 4.3042 PLN.