Assessment of:
the Annual Consolidated Financial Statements of the ING Bank Śląski S.A. Group for 2025,
the Management Board Report on Operations of the ING Bank Śląski S.A. Group in 2025
covering the Report on Operations of ING Bank Śląski S.A., including the Statement on the
application of corporate governance rules and the Sustainability Statement.
Pursuant to Article 382 §3.1) and §31.1) of the Commercial Companies and Partnerships Code of
15 September 2000 and in conjunction with Article 63c. of the Accounting Act of 29 September 1994,
and having reviewed the 2025 annual consolidated financial statements of ING Bank Śląski S.A. Group
and the Management Board Report on Operations of the ING Bank Śląski S.A. Group in 2025 covering
the Report on Operations of ING Bank Śląski S.A., including the Statement on the application of
corporate governance rules and the Sustainability Statement, and also the report of the independent
statutory auditor from the audit of the consolidated financial statements for the financial year ended
31 December 2025, drawn up by Forvis Mazars Audyt Spółka z ograniczoną odpowiedzialnością, the
ING Bank Śląski S.A. Supervisory Board:
1. state that the 2025 consolidated financial statements of ING Bank Śląski SA. Group were
developed correctly in all material aspects and present fairly and clearly the property and
financial standing of the Group as at 31 December 2025 as well as the financial result and cash
flows for the accounting period from 1 January to 31 December 2025, in line with relevant and
applicable regulations on financial statements and comply with the ledgers, documents and the
state of affairs,
2. state that the Management Board Report on Operations of the ING Bank Śląski S.A. Group in 2025
covering the Report on Operations of ING Bank Śląski S.A., including the Statement on the
application of corporate governance rules and the Sustainability Statement, provides for
significant information about the property and financial standing of ING Bank Śląski S.A. and its
Group, including the assessment of performance, indication of risk factors and description of
threats, and that it was developed in line with effective regulations on reports on operations and
that it complies with the ledgers, documents and the state of affairs, and
3. having regard to the above, resolve to recommend that the General Meeting approve the
consolidated financial statements of ING Bank Śląski S.A. Group for 2025 and the Management
Board Report on Operations of ING Bank Śląski S.A. Group, covering the Report on Operations of
ING Bank Śląski S.A. in 2025, including the Statement on the application of corporate governance
rules and the Sustainability Statement.
Monika Marcinkowska
Chair of the ING Bank Śląski S.A.
Supervisory Board
Warsaw, 5 March 2026